Inputs
Your TFSA
Your TFSA
TFSA Value Over Time
Year-by-Year
| Year | Balance | Invested | Gains |
|---|
After-tax in, tax-free out. See your Tax-Free Savings Account grow with nothing owed to the CRA on the gains.
Projects a TFSA forward. Contributions are after-tax, but all growth and withdrawals are completely tax-free and never count as income — so they do not claw back income-tested benefits.
Every Canadian saver, especially those in lower brackets now or who want flexible, tax-free access — and retirees protecting OAS from clawback.
Assumes a smooth return and that you stay within your accumulated room. Over-contributions are penalised 1%/month — not modelled.
| Year | Balance | Invested | Gains |
|---|