Inputs
Your Super
Your Super
Super Balance Over Time
Year-by-Year
| Year | Balance | Invested | Gains |
|---|
Project your super to retirement — employer contributions, optional salary sacrifice, and the 15% tax, all compounding to a tax-free balance after 60.
Adds your employer Super Guarantee (plus any salary sacrifice) each year, applies the 15% contributions tax, compounds the balance with your salary rising over time, and shows the super you reach by retirement — tax-free after 60.
Australian employees planning retirement, and anyone weighing whether salary sacrifice (taxed at 15% vs their marginal rate) is worth it.
Uses a flat 15% on contributions and earnings via the net return, and ignores the concessional cap, Division 293 tax, and insurance/fees inside super.
| Year | Balance | Invested | Gains |
|---|