PRSA Calculator

Pay in net, the taxman tops it up — project your Irish PRSA pension and its 25% tax-free lump sum.

📖 About this tool

What it does

Grosses up your net contribution by your relief rate, compounds it tax-free to retirement, and shows the 25% tax-free lump sum. A PRSA is the portable personal pension for employees and the self-employed.

Who this helps

Irish workers without or topping up an occupational pension, especially 40% taxpayers.

What it does not do

Assumes a flat relief rate and ignores age-based limits and the standard fund threshold. An estimate, not advice.

Inputs

Your PRSA

Your Pension Pot

Pension Pot Over Time
Year-by-Year
YearBalanceInvestedGains