Inputs
Your PPF
Your Maturity
Balance Growth Over Time
Year-by-Year
| Year | Balance | Invested | Gains |
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Project a Public Provident Fund account to maturity. A sovereign-backed, fully tax-free return — see exactly what your yearly deposits grow into over 15 years or more.
Compounds a yearly PPF deposit at the government rate over the tenure and shows the tax-free maturity. PPF is one of the few EEE instruments left in India — the deposit gets an 80C deduction, and neither the interest nor the maturity is taxed.
Conservative savers and pensioners wanting a guaranteed, sovereign-backed, tax-free return — and anyone using PPF as the debt/safe portion of a broader portfolio alongside equity SIPs.
Assumes today's rate holds for the full term, but the government resets it quarterly. Interest is calculated on the minimum balance between the 5th and month-end, so deposit early in the month/year to maximise it — a nuance this simple annual model glosses over.
| Year | Balance | Invested | Gains |
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