CPF Calculator

Project your Central Provident Fund to retirement — risk-free interest compounding across your career up to the wage ceiling.

📖 About this tool

What it does

Projects your compulsory CPF balance from monthly contributions at the CPF fixed interest rates, with salary rising over time, up to the wage ceiling. The balance splits across Ordinary, Special and MediSave accounts and funds your CPF LIFE pension from 65.

Who this helps

Every working Singaporean and PR — CPF is the backbone of retirement, housing and healthcare funding.

What it does not do

Uses a single blended rate and total contribution rate; in reality rates differ by account and taper with age. An estimate, not an official CPF projection.

Inputs

Your CPF

Your CPF

CPF Balance Over Time
Year-by-Year
YearBalanceInvestedGains