Inputs
Your CPF
Your CPF
CPF Balance Over Time
Year-by-Year
| Year | Balance | Invested | Gains |
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Project your Central Provident Fund to retirement — risk-free interest compounding across your career up to the wage ceiling.
Projects your compulsory CPF balance from monthly contributions at the CPF fixed interest rates, with salary rising over time, up to the wage ceiling. The balance splits across Ordinary, Special and MediSave accounts and funds your CPF LIFE pension from 65.
Every working Singaporean and PR — CPF is the backbone of retirement, housing and healthcare funding.
Uses a single blended rate and total contribution rate; in reality rates differ by account and taper with age. An estimate, not an official CPF projection.
| Year | Balance | Invested | Gains |
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