Effective date: April 23, 2026
By accessing or using Andlika.com ("the Site") you agree to these Terms of Service ("Terms") and our Privacy Policy and Disclaimer. If you do not agree, do not use the Site.
You must be at least 18 years old to create an account. The Site is intended for residents of the United States; while accessible worldwide, tax data and calculations assume U.S. federal and state tax rules.
To save scenarios and budgets, you may create an account with a valid email and password. You are responsible for safeguarding your password and for all activity under your account. Notify us promptly if you suspect unauthorized access.
You agree not to:
Data you enter (budgets, scenarios, account info) belongs to you. We do not sell it. See our Privacy Policy for details on collection, use, and your rights.
The Site's code, design, text, and branding are the intellectual property of Andlika.com and its operators. You may use the calculators for personal planning but may not copy, reproduce, or redistribute Site content without permission.
All calculators and content are for general information and planning purposes and do not constitute financial, tax, legal, or investment advice. See the Disclaimer for full context.
The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, secure, or that calculations will be accurate or current.
To the maximum extent permitted by law, Andlika, its operators, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or financial losses, arising from your use of the Site. Our total liability shall not exceed one hundred U.S. dollars ($100).
You agree to indemnify and hold harmless Andlika and its operators from any claim arising out of your use of the Site or your violation of these Terms.
We may suspend or terminate your account at any time for violation of these Terms or for any other reason with reasonable notice. You may delete your account at any time by contacting us.
These Terms are governed by the laws of the Commonwealth of Massachusetts, USA, without regard to its conflict-of-laws rules. Any dispute shall be resolved in the state or federal courts located in Massachusetts.
We may update these Terms from time to time. Material changes will be announced on the Site or by email. Continued use after changes constitutes acceptance.