SRS Calculator

Cut your tax now and build a flexible retirement pot — only half of SRS withdrawals are ever taxed.

📖 About this tool

What it does

Grows tax-deductible SRS contributions tax-free and shows the tax saved now plus the balance at retirement. Only 50% of withdrawals are taxable if spread over the 10 years from retirement age.

Who this helps

Higher-earning Singaporeans and PRs wanting extra tax relief and a flexible, investable pot on top of CPF.

What it does not do

Does not model the exact withdrawal-phase tax or foreigner-cap nuances. An estimate.

Inputs

Your SRS

Your SRS

SRS Balance Over Time
Year-by-Year
YearBalanceInvestedGains